Save & Invest

Interest rates

Published: 20 June 2026

 

 

Call Account

 

 

Minimum N$200
Nominal rate p/a*
Effective rate p/a**

0.00%

0.00%

1.65%

1.66%

1.65%

1.66%

1.70%

1.72%

1.95%

1.97%

2.00%

2.02%

2.10%

2.12%

2.15%

2.17%

2.90%

2.94%

*Nominal interest rate – the annualised interest rate that you will earn, calculated on the daily balance of your investment and is not compounded, as the interest is paid out.

** Equivalent Annual Effective Rate (AER) - the annualised interest rate that you will earn on the money invested includes compounding. 

Take note: Rates are contracted (shown to two decimal points) and are subject to change.

 

Notice Deposits

 

 

7-day notice

Minimum N$200
Nominal rate p/a*
Equivalent annual effective rate (AER)**

0.00%

0.00%

1.70%

1.71%

2.00%

2.02%

2.35%

2.38%

3.25%

3.30%

14-day notice

Minimum N$200
Nominal rate p/a*
Equivalent annual effective rate (AER)**

0.00%

0.00%

1.70%

1.71%

2.05%

2.07%

2.40%

2.43%

3.45%

3.50%

21-day notice

Minimum N$200
Nominal rate p/a*
Equivalent annual effective rate (AER)**

0.00%

0.00%

1.75%

1.76%

2.10%

2.12%

2.45%

2.48%

3.70%

3.76%

Longer-notice deposit accounts

Minimum N$500
Nominal rate p/a*
Equivalent annual effective rate (AER)**

3.70%

3.76%

3.95%

4.02%

4.20%

4.28%

*Nominal interest rate – the annualised interest rate that you will earn, calculated on the daily balance of your investment and is not compounded, as the interest is paid out.

** Equivalent Annual Effective Rate (AER) - the annualised interest rate that you will earn on the money invested includes compounding. 

Take note: Rates are contracted (shown to two decimal points) and are subject to change.

 

Fixed Deposits

 

 

Minimum N$1,000
Interest at maturity*
Interest monthly**

5.00%

4.98%

5.35%

5.29%

5.75%

5.64%

6.25%

6.08%

6.55%

6.26%

6.75%

6.35%

6.95%

6.53%

Senior fixed deposits (55 years and above only)

Minimum N$1,000
Interest at maturity*
Interest monthly**

5.00%

4.98%

5.35%

5.29%

5.75%

5.64%

7.35%

7.11%

7.40%

7.04%

7.45%

6.96%

7.50%

6.78%

*Interest at maturity - the rate you get if you choose to have all interest paid when your investment matures. Calculated using the original investment amount only at a fixed interest rate.

**Interest monthly – the norminal rate earned excludes compounding as the interest get paid out monthly.

Take note: Rates are contracted (shown to two decimal points) and are subject to change.