Basic Banking

Manage your money and enjoy 24/7 access with USSD, send money, MobiMoney and more. You can make payments, withdraw cash and set up regular payments.

Zero

What you get

  • 3 Free cash withdrawals every month when using a Nedbank ATM

  • Free cellphone, app and online banking subscription

  • Free electronic payments to a Nedbank account

  • Optional funeral and insurance cover at affordable rates

Enjoy simpler, smarter budget-friendly banking

Round-the-clock access

Round-the-clock access

Bank anytime, anywhere on the Money app, through Online Banking or by using Mobile Banking:
  • Make beneficiary payments
  • Transfer between accounts
  • Buy prepaid airtime and electricity
  • Freeze or unfreeze your cards
Convenience and control

Convenience and control

Your account comes standard with a complimentary Cheque Card that you can use in-store, online or on any point of sale device. 
  • Swipe and dip transactions at till stores
  • Withdraw cash at ATMs (Nedbank or other banks)
  • Enjoy safe and secure card swipes and online purchases
  • Withdraw cash at your nearest branch or at selected stores
Mobile payments

Mobile payments

Transact from your phone easily with our PayToday feature:
  • Send money to contacts on your phone
  • Pay businesses from your mobile phone

Affordable and convenient

Enjoy simple, secure and budget-free ways to manage your money, from 24/7 digital banking, to our special CashOut service that lets you draw cash from the till at participating supermarket and chain stores. 

You can also add funeral cover to your account at an affordable rate.

Ready to open your account?

Get in touch

See our banking fees

To apply for a Basic Banking account

You must be a Namibian resident

You must be 18 years or older

Your net monthly income must be N$2,999 or less

Documents you'll need

Your Namibian ID or valid passport
Any additional documentation that we require to meet Know Your Customer requirements

Ways to open your account

Apply now

Apply now

Simply leave us a message and we'll get in touch to complete your application. 

Get in touch
Apply on Facebook

Apply on Facebook

You can open your account with a selfie on the IdentityToday platform. Visit our Facebook page and click on Sign up to get started.

Go to page
Visit a branch

Visit a branch

For in-person assistance, visit your nearest Nedbank branch and our friendly staff will help you open your account easily. 

Find a branch
Give us a call

Give us a call

If you prefer to speak to us over the phone, contact our call centre and we'll help you open your Basic Banking account.

Contact us

See our banking fees.