- Features and benefits
- How to apply
Why choose a Nedbank home loan?
With all the options available we're sure to find a unique solution, or combination of solutions to meet your needs.
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Smooth application process
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Competitive interest rates
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Flexible repayment terms of up to 20 years
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No deposit required if you are a first-time buyer
Our top offers
Revolving home loans
Use your home loan as an investment with payments made in excess of your monthly instalments saved in your account.
This facility is automatically available on all Nedbank home loans.
- Access your funds when you need them
- Earn interest
- Save on tax
Pre-approved home loans
If you are considering buying a home, but do not want to buy immediately, or do not know how much you can afford, contact us to see how much you could qualify for when the time is right.
Building loans
Sometimes your dream home doesn’t exist yet. That's why we have financing options to help you build a new home or expand and upgrade your existing home.
Our team also offers financial advice for you and your contractor. We take your future investment as serious as you do.
108% Home loans for employer housing schemes
Buying a home comes with costs such as bond and transfer fees. Our 108% home loan gives you the security that you will have enough money to cover unexpected expenses.
For existing home owners
Restructure your loan
If you have an existing home loan, you can have it restructured for a more affordable monthly repayment to suit your pocket.
Apply for a readvance
Readvance funds are offered exclusively for alterations and renovations to your home.
Switch your loan to Nedbank
If you already have a home loan elsewhere, we can offer you a way to save money on your repayments by switching to Nedbank.
Move your existing home loan from another financial institution to us and we'll negotiate a better offer with no transfer fees.
Get a solar solution
Access extra cash with your Nedbank home loan to buy and install a cost-saving solar energy system in your home.
Talk to us for pre-approval
We provide you with a letter stating that credit is available up to an agreed amount, which is then subject to a valuation acceptable to Nedbank.
To get started e-mail homeloan@nedbank.com.na or call +26481 959 2222.
Documents you'll need
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Ways to apply
Email us
Complete an application form and email it to homeloan@nedbank.com.na to start your application.
Leave a message
Simply leave us a message and we'll get in touch to complete your application.
Visit a branch
For in-person assistance, visit your nearest Nedbank branch and our friendly staff will help you apply.
Give us a call
If you prefer to speak to us over the phone, you can give us a call and we'll help you apply for your home loan.




